1. Loans launched by Tencent platform
There are many loan products launched by Tencent platform, such as micro-loan and qq cash loan. However, small loans can be handled directly through WeChat. Micro-loan is a micro-loan product issued by Weizhong Bank, which can provide friends who meet the loan conditions with a pure credit loan of up to 300,000 yuan, with a loan term of up to 20 months and a daily interest rate of 0.05%.
The process is as follows:
1. First, open the mobile phone WeChat, enter "wallet" on the "Me" page, find "micro-loan", and click Enter;
2. Apply for a loan according to your own small loan amount.
Two. bank loan
If you want to apply for a bank loan with WeChat, you must pay attention to the official account of WeChat and the issuer of the target loan product. Take the recruitment behavior as an example. First, you should enter WeChat, search for the official account of China Merchants Bank WeChat, and then click Follow the official account of WeChat. After paying attention, click "Bank"-"Lightning Loan" in the menu bar in the lower right corner, and then enter the loan page to submit a loan application.
At present, lightning loans are only open to some customers. China Merchants Bank will actively push credit information to customers who meet the credit conditions through SMS. The minimum loan amount is 65,438+0,000 yuan, and the maximum loan amount is 500,000 yuan. There are different loan terms to choose from according to different loan objects, and the daily interest rate is also different.
Three. Private institution loan
In addition to bank loans, loans from non-governmental organizations can also be realized through WeChat. Take Zhaolian Finance as an example, open WeChat, click "+"in the address book-official account of WeChat, search for "Zhaolian Finance", pay attention to the official account of Zhaolian Finance WeChat, and then click "Service"-"Application Amount" in the menu bar to apply for a loan amount.