The repayment rate of provident fund loans is lower than that of general commercial loans. The maximum provident fund is 800,000 yuan, and the upper limit is 30 years.

There are two conditions for handling provident fund loans.

1, first, the unit where you work gives you the provident fund, and then you have a provident fund account;

2. The provident fund must be deposited for more than 12 months, and the time and deposit amount must be more than 12 months.

3. There are no outstanding provident fund loans.

4. It is not the relevant procedure for minors to borrow money. You only need to prepare: 1, your provident fund account; 2, the unit's provident fund account number; 3. Monthly deposit; 4. deposit ratio; 5. Deposit place of the provident fund. Through the above five points, you can work out the maximum amount you can borrow.