1, the responsible entity is different. Zhongyuan Bank is a private bank funded by major private enterprises in Henan Province. Village banks are banks set up by local fund management bureaus in various cities and belong to collective banks.

2. The attributes are different. Zhongyuan rural bank mainly deals in financial services such as deposits, loans and transaction settlement, and belongs to rural banks. Zhongyuan Bank mainly absorbs public deposits, issues short-,medium-and long-term loans, and handles settlement. It belongs to a commercial bank.