That depends. I want to take the initiative to ask for repayment. Now I have graduated and need to go to Zhengzhou. It seems that the National Development Bank handles the repayment procedures, and the Agricultural Bank of China only issues money as an agent. You can call the credit center of your school and ask which bank repays the loan. . . If it is a passive repayment, you only need to pay enough money to the Agricultural Bank of China card every year, and the annual deduction date is 65438+February 20. .