If you buy a house in Wuzhong District of Suzhou and meet the conditions of housing provident fund loan, you can apply for housing provident fund loan. Applying for housing provident fund loans should meet the following four basic conditions: (1) The borrower has paid the housing provident fund in full and on schedule for more than six months before the month of application; (2) The down payment for house purchase shall not be less than the specified proportion. Handle the first housing provident fund personal housing loan: for new ordinary housing with a construction area of more than 90 square meters, the down payment ratio shall not be less than 30% of the total housing price; For buildings and affordable housing in Xing Tao with a construction area of less than 90 square meters (including 90 square meters), the down payment ratio shall not be less than 20% of the total housing price. The down payment ratio of existing complete housing (second-hand housing) shall not be less than 30% of the total housing price. The second set of housing provident fund personal housing loans, the down payment ratio shall not be less than 50% of the total housing price. (3) Being able to implement loan guarantee; (4) The borrower, spouse and other property owners have no housing provident fund loan debt, and their personal credit status is good. (Note: loan applicants (including * * * loan applicants) must meet the loan conditions)