The loan amount of the provident fund is calculated according to the following formula: (monthly contribution of the borrower and the auxiliary borrower to the provident fund/contribution ratio ×0.35×l2 (month) annual contribution of the borrower and the auxiliary borrower )× loan period. The maximum loan amount of the aided borrower is 200,000 yuan, and the maximum loan amount of the provident fund is 654.38+ 10,000 yuan. At the same time, the loan amount for the purchase of various types of housing shall not exceed the corresponding proportion.

Legal objectivity:

"Regulations on the Administration of Housing Provident Fund" Article 16 The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.