Legal analysis: the law does not clearly stipulate how long it will take to lend money after the advance notice registration. Advance notice registration is a new type of registration. The advance notice registration is voluntary and agreed by both parties, but it is not mandatory, with one exception, that is, the loan is used to purchase faster houses. According to the regulations, advance notice of registration is necessary. Advance notice registration is the protection of the rights and interests of buyers, which can effectively prevent the sale of one room and two halls by developers. Buyers are advised to actively handle it. To apply for advance notice registration, the following materials shall be submitted: application for registration, identity certificate, pre-sale contract and advance notice registration agreement. If a house is purchased by loan, a loan mortgage contract shall also be submitted.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 221 Where a party signs a house purchase and sale agreement or other agreement on real right of immovable property, it may apply to the registration authority for advance notice registration in order to ensure the realization of real right in the future. After the advance notice registration, if the obligee without advance notice registration agrees to dispose of the real estate, the real right effect will not occur. After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within 90 days from the date when the real estate registration can be carried out, and the advance notice registration is invalid.

Article 222 Where a party applies for registration by providing false materials, thereby causing damage to others, it shall be liable for compensation. If the registration error causes damage to others, the registration institution shall be liable for compensation. After compensation, the registration authority may claim compensation from the person who caused the registration error.