You can't. According to Baidu's inquiry, the loan requirement is to apply for a loan with my ID card, and the bank will verify the identity of the lender in detail. First, banks will not accept loans with other people's ID cards. Even if you use other channels as an agent, you will find that the information does not match after submitting the materials, and the audit will not pass. Networking between banks and public security identity card systems is equivalent to identifying the authenticity of identity cards and the identity of lenders. So if you lose your ID card, others can't get a loan.