Lending to buy a house has nothing to do with the signature of the real estate license, that is, one person can lend to two or more people's houses. But the real estate license can only write one person's name, and the real estate license is one person and one card. If you want to own this property together with many people, you can apply for the property ownership certificate at the same time as the Housing Authority. According to the order of buyers, the first owner is * * *. The first person's name is the real estate title certificate, and the column of housing share occupation is * * * Yes, while others * * * hold the certificate of real estate rights, and the column of housing share occupation is also * * * Yes.

Information and conditions required for mortgage loan of real estate license

1. The borrower's valid ID card and household registration book.

2, proof of marital status, unmarried need to provide proof of unmarried, divorce need to issue a court civil mediation or divorce certificate (indicating that you have not remarried after divorce).

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate.

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year).

5. The sum of the property ownership certificate, loan amount and interest during the loan period of the property shall not exceed 65,438+0/2 of the appraised value of the property.

6. Have a long-term stable income source and proof of income sufficient to pay the monthly loan principal and interest.

Transfer process of real estate license

1. Within one month after the real estate transaction, the buyer and the seller shall go through the registration of the sale and transfer at the real estate exchange with the documents such as the house sale contract. You need to bring your ID card, household registration book, commercial housing sales contract and other documents when you register.

2. After receiving the notice of the transfer formalities from the exchange, the buyer and the seller should bring their ID cards, household registration books and seals. After paying the handling fee, deed tax and stamp duty, you can go through the transfer formalities.

The exchange will issue a real estate sales contract to the buyer. In principle, the real estate license must be handled jointly by the buyer and the seller. If the buyer and the seller or one of them cannot handle the formalities of ownership transfer and property right registration for any reason, they may issue a power of attorney to entrust an agent to handle it on their behalf.

3. After completing the transfer formalities, the buyer shall apply for registration with the city or district (county) Housing and Land Administration Bureau where the house is located with the sales contract issued by the real estate exchange within three months.

The documents and materials needed to handle the application include: the house ownership certificate of the whole building owned by the seller, the commercial house sales contract, the copy of the stub of the commercial house sales invoice, the copy of the ID card, the registration form of the house ownership transfer, the wall boundary table and the area calculation table.

4. After being audited by the real estate management department, the buyer can get the property right certificate.

The above is what Bian Xiao shared with you about how many people can write their names on the loan to buy a house and the real estate license. More information can focus on the construction industry and share more dry goods.