1, Wisdom Star is a safe universal insurance, with whole life insurance as the main insurance and additional critical illness protection.
2. After deducting the guarantee cost, the insurance premium paid every year goes into the universal account, and the annual yield of the universal account is around 4.5%.
3. After paying the fee for a certain period of time, you can set the collection time and amount within the scope agreed in the contract.
4. The guarantee cost of this kind of insurance is the natural rate. With the increase of age, the security cost increases year by year. When receiving cash, you must pay attention to the cash value of the universal account. If the cash value is not enough to guarantee the cost, the policy is invalid.