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Why can’t the loan money from a loan company be transferred to your own card and you have to transfer it to another person?

Bank loans all involve the purpose of the loan.

Bank loans generally involve the use of the loan. The bank's supervision in this regard is mainly to monitor the whereabouts of the loan. Generally, it is a special card. The funds in the card cannot be transferred, but cash can be withdrawn. , because the transfer will let the bank know the flow of funds, and it is easy to see whether the use of funds is inconsistent with the previously filled out fund use, so it is generally not possible to directly transfer it to the lender's own card.