1, Purchase Policy of Lingang New Town For individuals who purchase ordinary houses of 90 square meters or less for the first time, the deed tax rate will be temporarily reduced to 1%, and the first purchase certificate will be issued by the Municipal Real Estate Trading Center.
2, personal sales or purchase of housing temporarily exempt from stamp duty.
3, individual sales of housing temporarily exempt from land value-added tax.
4. The lower limit of the loan interest rate can be extended to 0.7 times of the benchmark loan interest rate, and the minimum down payment ratio can be adjusted to 20%.
What should I pay attention to when buying a house?
1. Can developers really use the prepaid house payment for commercial housing construction without being used for other purposes? Whether the commercial housing can be completed as scheduled; Whether the price of pre-sale commercial housing is reasonable and whether the housing will increase in value and maintain its value; Whether the house actually delivered conforms to the contract, etc.
2. To purchase pre-sold commercial housing, it is necessary to check whether the development enterprise hangs the original and attached drawings of the "Pre-sale Permit for Commercial Housing" in a conspicuous position in the sales office; Whether the purchased house has been mortgaged or sealed up; If it is sold by a real estate agent, it is necessary to know whether the company has the qualification of a real estate agent. The above information can be found on the website of the Municipal Bureau of Land and Housing Management. In terms of housing quality, it is suggested to go to the site to check whether there are problems such as wall cracking, water leakage, water seepage, cutting corners and pipeline leakage.
3. When buying a house and signing a contract subscription, you need to pay attention to the basic situation of both parties and the basic situation of the house (including the location and area of the house). Time limit for signing the contract. See if the content violates the principle of equality and fairness.
4. The house payment should be paid to the bank monitoring account designated by the pre-sale permit of commercial housing, and cannot be paid directly to the developer. The house payment can be paid in one lump sum or in installments; How to stage, the two sides can agree.
5, check the acceptance of commercial housing construction project delivery documents are complete, check whether there are commercial housing delivery, commercial housing quality guarantee and commercial housing instructions.