Commercial bill loan is a way of borrowing secured by commercial bill. The risk mainly depends on the credit of the billing unit. If the billing unit fails to pay the money except for problems, it will be empty.

The products of Zhejiang Agricultural Financial Services are all guaranteed by physical mortgage or large state-owned guarantee companies, and the income is similar to that of Xinkai loan, which will be higher than that of Yu 'ebao and bank wealth management products, but the risks are actually similar to these two.