The loan amount is calculated on a household basis, and the maximum amount of provident fund loans is not more than 800,000. Employees who have continuously paid the housing provident fund for two years according to regulations and apply for housing provident fund loans for the first time to buy the first family-occupied housing can increase the maximum loan amount to 1 10,000 yuan per household. The maximum loan period is 30 years, which shall not exceed the period when the principal borrower leaves the stipulated retirement age, that is, the male is 60 years old and the female is 55 years old. How much you can borrow is related to your own provident fund base, age, loan period, number of suites, house price and family repayment ability. Give you a reference formula: loan amount = the sum of the provident fund base of the borrower and those involved in calculating the loan amount × 40 %× 65438+February× loan period. During the discount loan period, you enjoy the interest rate of provident fund loans.