"Leju Loan" is a short-term loan service for personal property mortgage created by the first mortgage. Leju loan no. 1 is a business product developed to meet the short-term operating capital needs of self-employed individuals and mortgaged by property owned or disposed of by individuals or third parties.
Product type: one mortgage (real estate mortgage loan)
Limit range: single limit is 300-100000.
Loan term: 3- 12 months.
Lending time: Lending within 3 days at the earliest.
Monthly interest rate: minimum 2.0%
Repayment method: pay interest every month and repay the principal when due.
Conditions for applying for a loan 65438+ China residents aged 08-60 have a stable source of repayment, good local real estate and other conditions stipulated by individual social credit cooperative institutions.
Asset certificate: real estate license;
Basic information: ID card, marriage certificate/single certificate, credit report (limited to 14 days);
Financial information: the bank flow of individuals and enterprises in the past six months;
Company information: business license (more than one year);
Product introduction
"Leju Loan" is a short-term loan service for personal property mortgage created by the first mortgage. Leju Loan No.2 is a business product developed to meet the short-term operating capital needs of self-employed individuals and re-mortgage registered real estate with the ownership or rights of individuals or third parties. This product does not need to pay off the original loan, and the loan is obtained by secondary mortgage with the residual value of the mortgaged property.
Product type: secondary mortgage (real estate mortgage loan)
Limit range: single limit1-50,000.
Loan term: 3- 12 months.
Lending time: Lending within 3 days at the earliest.
Monthly interest rate: minimum 2.0%
Repayment method: pay interest every month and repay the principal when due.
Conditions for applying for a loan 65438+ China residents aged 08-60 have a stable source of repayment, good local real estate and other conditions stipulated by individual social credit cooperative institutions.
Asset certificate: real estate license;
Basic information: ID card, marriage certificate/single certificate, credit report (limited to 14 days);
Financial information: the bank flow of individuals and enterprises in the past six months;
Company information: business license (more than one year); Product introduction
Easy home loan is a credit product developed for borrowers who need to pay off the outstanding loans of the original real estate in advance for personal reasons and need to raise repayment funds in the short term. Simple houses loan. 1 is a credit product developed by borrowers who need to pay off the outstanding loans of the original property in advance and raise repayment funds in the short term.
Product type: transaction foreclosure (credit)
Limit range: single limit of 500,000-500,000.
Loan term: 7-60 days.
Lending time: Lending within 3 days at the earliest.
Monthly interest rate: minimum 2.4%
Repayment method: one-time repayment of principal and interest.
Conditions for applying for a loan are 65438+ China residents aged 08-60 have local real estate and good personal social credit cooperative institutions.
Basic information: ID card, marriage certificate/single certificate, credit report (limited to 14 days);
Financial information: the bank flow of individuals and enterprises in the past six months;
Proof of assets: a copy of the real estate license, and the second arrival in the city; Product introduction
Easy home loan is a credit product developed for borrowers who need to pay off the outstanding loans of the original property in advance for personal reasons and have the need to raise repayment funds in the short term. Easy Home Loan No.2 is a credit product developed for borrowers who need to pay off the outstanding loans of the original property in advance for personal reasons and need to raise repayment funds in the short term.
Product type: conversion foreclosure (credit)
Limit range: single limit of 500,000-500,000.
Loan term: 7-60 days.
Lending time: Lending within 3 days at the earliest.
Monthly interest rate: minimum 2.4%
Repayment method: one-time repayment of principal and interest.
Conditions for applying for a loan are 65438+ China residents aged 08-60 have local real estate and good personal social credit cooperative institutions.
Basic information: ID card, marriage certificate/single certificate, credit report (limited to 14 days), entrusted notarization.
Financial information: bank loan approval
Proof of assets: a copy of the real estate license, and an introduction to the products produced and transferred after the second arrival in the city.
Anju loan is a loan product developed for first-time buyers, who can't pay all or part of the purchase price because of insufficient funds.
Product type: credit loan (guarantee and repurchase required by developers)
Limit range: single limit is 500,000-1.5 million.
Loan term: 12-36 months.
Lending time: Lending within 3 days at the earliest.
Monthly interest rate: minimum 2%
Repayment method: interest first, then principal.
Conditions for applying for a loan: 65438+ China residents aged 08-60, having a stable job and a good personal social credit cooperative organization, and other conditions required for application.
Basic information: ID card, marriage certificate/single certificate, credit report (limited to 14 days), house purchase information: as well as house purchase deposit/subscription certificate and subscription book.
Work information: labor contract/work income certificate
Other certificates: bank approval.
Guarantor (developer) requires:
Qualification certificate for real estate development above Grade II
Five certificates of the project are complete.