The lender's name must be the same as the name on the real estate license, because after the lender borrows money to buy a house, the developer will handle the real estate license according to the information in the loan contract, so the real estate license will be the same as the lender's name. But after the real estate license comes down, you can add a name to the real estate license, which will not affect the property right nature of the real estate license.

There are two ways to add the name of real estate license: there is a house without a loan, there is a house with a loan, and there is no blood relationship.

1. Housing without loans

(1) Bring the original and photocopy of the three certificates (marriage certificate, ID card and real estate license).

(2) Go to the real estate trading center in the area where the house is located and submit the materials at the pre-inspection window. After the materials are fully reviewed, they shall be handled at the relevant window with the serial number given by the staff.

(3) Registration fee for real estate license: 1 10 yuan handling fee, with details as follows: production fee for 80 yuan, cadastral map fee for 25 yuan and sticker fee for 5 yuan. If you succeed in 20 days, you can get a new real estate license.

(4) A password can be set for the new real estate license, and the real estate trading center will inform you of an initial password, which can be changed later.

2. Have a house and a loan

(1) Go to the bank to go through the mortgage change procedures first (please consult the bank for details).

(2) Fee for adding the name of the real estate license: in addition to the above-mentioned handling fee of 65,438+065,438+00 yuan, if it is a pure provident fund loan, a handling fee of 65,438+000 yuan will be added; If the loan is a combination (provident fund+commercial loan), it shall be paid to 200 yuan separately.

(3) Other steps are the same as "having a house without a loan".