If it is a personal housing loan from China Merchants Bank: 1, the down payment ratio of the "first suite" shall be at least 30%, that is, the maximum loan amount shall not exceed 70% of the value of the purchased property (adjusted to not less than 25% for cities that do not implement "purchase restriction"); 2. The minimum down payment ratio of the second suite is 40%, that is, the maximum loan amount does not exceed 60% of the value of the purchased property.

Your specific loanable amount requires you to submit relevant information, which can only be determined after the approval of the outlets. You can directly contact the personal loan department of the local outlet for consultation.