You need to contact the loan bank and repay the loan at the bank counter.

Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.

The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

What if the car loan bank card is frozen?

If the car loan card is frozen, you need to contact the loan bank and repay it at the bank counter.

If the number of input errors exceeds the limit, the bank card will be frozen:

① Some banks automatically release after locking, usually the next day or 24 hours;

② Some bank locks cannot be unlocked automatically, and cardholders need to bring their ID cards and bank cards to unlock them.

If the bank card is lost or the bank card password is lost, resulting in the password being frozen:

(1) If the loss report fails, it can be unfrozen;

② It can be thawed by changing the card or resetting the password;

(3) Cancel the unfreezing of loss reporting.

Frozen by the court for judicial needs:

(a) to pay a fine in accordance with the provisions;

(2) After the court completes the relevant matters, it can be unfrozen without freezing;

(3) The general freezing period is six months, and the court may request an extension of one year or permanent freezing.

How to repay the car loan bank card if it is frozen?

The car loan bank card has been frozen. You can call the customer service hotline of the issuing bank and ask the customer service to help unfreeze the card. If the card is thawed successfully, the user can repay the loan normally. If the card cannot be unfrozen, the user needs to replace the repayment bank card. At this time, it is necessary to contact the loan bank or auto financing company to replace the repayment bank card, and the repayment can only be normal after the card replacement is successful.

The car loan bank card will not be frozen for no reason. As long as the user does not operate illegally, the card can usually be used normally.