As long as you have a car in Guangzhou under your name, whether it is a one-time buyout car, a car mortgaged by a bank or a car with a foreign license, you can apply for a car loan or not. Take the car to the company for evaluation first, and you can apply for at most 65438+ 0.5 times the value of the car, mainly because it is convenient and fast, and money can be borrowed. As the saying goes, the car can be driven, the money can be used, and it can be done in a few minutes at the earliest, which is suitable for the short-term turnover of the owner's funds [electricity 0`2.0`2.2`9.2`9.7`4.7].