Under normal circumstances, BOC E-Loan will update the user's loan data on the 28th of each month to obtain a new pre-credit line. In this case, the borrower can increase the loan amount by increasing personal deposits in China banks, increasing personal income, and increasing personal provident fund account information.

First of all, the amount of BOC e-loan is determined according to the information of the borrower's deposit, provident fund, individual tax, mortgage and social security deposit in China Bank, and combined with the borrower's income.