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Can I borrow money from the bank with my car as collateral?
1. Can I borrow money from the bank with my car as collateral?

1, you can make a mortgage loan, as long as your car is purchased through formal channels, it can be mortgaged completely to solve the capital demand.

2. The automobile mortgage of the third party's automobile or the loan obtained by the automobile consumption loan company. At present, the purpose of loans with cars as collateral is that cars have a high probability of canceling the value of vehicles, and financial institutions use cars as a single mortgage.

3. According to the provisions of the Property Law, the registration system takes effect when the real estate and its related rights are mortgaged, but for production equipment, means of transportation, etc. According to this regulation, the automobile mortgage adopts the registration confrontation system, and the non-registration will not affect the validity of the contract.

4. The Guarantee Law stipulates that the vehicle mortgage registration takes effect, that is, the mortgage contract takes effect from the date of registration. However, if there is any inconsistency according to Article 178 of the new Superior Property Law, this Law will take effect as long as the contract is signed.

Extended data

Mortgagable mortgage

(a) the land management department that issued the certificate of land use right is the land use right holder mortgaged by the land use right without fixed objects on the ground.

(two) the mortgage of buildings such as villages (towns), enterprises and factories is at the county level.

(three) the county is mortgaged by trees.

(4) Aircraft, ships and ship registration departments.

(5) If the equipment and other movable property of the enterprise are mortgaged, you can apply to the administrative department for industry and commerce where the property is located and apply for a loan from the bank with all the above property as collateral.