1. Open the 360 IOU APP and log in the account. 2. Click "My" to enter the personal page. 3. On the personal page, select the option of "Borrow and Return Record" or "Repayment Doc". 4. On the page of loan and return record or repayment form, find and click the button "All to be returned" or "Repay in advance". 5. Select the loan records that need to be repaid in advance, and confirm the principal, interest expenses and prepayment expenses that need to be repaid. 6. Choose appropriate payment methods (such as savings card, credit card, etc.). ) and complete the payment operation.

360 IOU is a credit technology service brand under Qifu Technology (original 360 subject). Relying on the advanced Internet security technology of Qifu Technology and the advantages of core technology fields such as big data analysis, artificial intelligence and cloud computing, we will focus on the demand for financial services, improve the efficiency of financial services, and provide users with safe and convenient financial technology services.