This situation will be known within a month.
After an online loan is overdue, the loan platform will collect the loan and sometimes even contact the contacts in your address book, so that the situation may be known within a month.
You can also check your personal credit report to see if there are any unknown online loan records. Once unknown online loan information is found, it means that your identity has been used fraudulently to make online loans. This situation can have a serious impact on your credit history and financial situation, so it is important to deal with it and call the police promptly.