Now that house prices are getting higher and higher, buying a house is still a great pressure for many families. So most people will consider buying a house with a loan. To buy a house, you must first understand the price of the house, and then choose the appropriate loan amount according to your own economic ability. When you apply for a loan, you can also learn about the mortgage interest rate. So what is the mortgage interest rate in Shangqiu? Next, let's get to know it with Bian Xiao!

What is the interest rate of Shangqiu mortgage?

Shangqiu's current mortgage interest rate is based on the benchmark interest rate stipulated by the central bank, and banks can fluctuate according to the actual situation. The benchmark interest rates are as follows: 4.35% for commercial housing loans within one year (including one year), 4.75% for one year to five years (including five years), 4.90% for provident fund housing loans, and less than five years (including five years).

What is the latest policy of mortgage interest rate?

1, the first home loan interest rate ushered in a continuous increase 18. According to the data released recently, the average interest rate of the first home loan in China in June 20 18 was 5.64%, which was equivalent to the benchmark interest rate 1. 15 1 times, which ushered in a continuous increase of 18 for one month. At the same time, the interest rate data of the first home loan in four cities in China exceeded 6%, and the highest was 6. 13% in Dongguan, Guangdong.

2. The data shows that the average interest rate of the first home loan in June this year was 5.64%, equivalent to the benchmark interest rate 1. 1.565438, up 0.7 1% from May. Compared with last June, the average interest rate of the first home loan at that time was 4.89%, which was equivalent to the interest rate rising 1 within one year. It is worth noting that the monitoring data of Rong 360 shows that the number of banks whose benchmark rose by 20% or more in June has increased. Of the 533 branches (sub-branches) in China, only 169 banks raised their benchmark interest rates by 10%, accounting for 30%.

Bian Xiao's conclusion: What is the interest rate of Shangqiu mortgage? I hope I can help you. I believe that after the introduction, what is your Shangqiu mortgage interest rate? Have more understanding, if you are interested, you can refer to it later.

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