The interest rates of different loans are different as follows.
Annual interest rate (%)
Loans within six months (including six months) 4.35
Loans from six months to one year (including 1 year) 4.35
Loans for one to three years (including three years) 4.75
Loans for three to five years (including five years) 4.75
Loans for more than five years 4.90
2. Has Shanghai Pudong Development Bank adjusted the lpr interest rate this year?
The LPR interest rate is published once a month at 9: 30 on the 20th of each month, but the mortgage LPR interest rate is mostly adjusted once a year, and the repricing time is 65438+1 October1or the loan issuance date every year. After the mortgage interest rate is repriced, the interest base point remains unchanged, and the LPR interest rate is adjusted with reference to the latest LPR interest rate before the repricing date.
In fact, lpr interest rate refers to the benchmark interest rate for loan pricing set by the central bank. General 18 commercial banks (Industrial and Commercial Bank of China, Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China CITIC Bank, Shanghai Pudong Development Bank, Industrial Bank, China Merchants Bank, Minsheng Bank, Xi 'an Bank, Taizhou Bank, Shanghai Rural Commercial Bank, Guangdong Shunde Rural Commercial Bank, Standard Chartered China, Citibank, Shenzhen Qianhai Weizhong Bank and Zhejiang Online Commercial Bank) can only be upgraded according to actual conditions.
3. What is the interest rate of decoration loan of Shanghai Pudong Development Bank?
The renovation loan interest rate of Shanghai Pudong Development Bank is adjusted by floating on the basis of the benchmark interest rate of the central bank. The specific interest rate is related to the borrower's qualification, loan amount, loan term and other factors.
At present, the benchmark interest rate of the People's Bank of China is:
1, the loan term is within one year (including one year), and the interest rate is 4.35%;
2. The loan term is one to five years (including five years) and the interest rate is 4.75%;
3. The loan term is more than five years, and the interest rate is 4.90%.
4. What is the interest rate of personal decoration loan of Shanghai Pudong Development Bank?
Personal renovation loan interest rate of Shanghai Pudong Development Bank: The loan interest rate is subject to the loan interest rate of China People's Bank.
Since its establishment, Shanghai Pudong Development Bank has been adhering to the core values of "abiding by integrity and creating Excellence", aiming at building a modern financial service enterprise with core competitive advantages, actively exploring financial innovation, constantly expanding its assets, constantly enhancing its strength and steadily improving its operating efficiency. So what is the loan interest rate of 20 15 of Shanghai Pudong Development Bank?
Shanghai Pudong Development Bank, as a domestic joint-stock bank, implements interest rates that fluctuate within a certain range based on the benchmark interest rate of the central bank. So what is the current benchmark interest rate of the central bank? As follows:
Loan interest rate within one year (including one year): 5.6%
The loan interest rate for one year to five years (inclusive): 6.0%.
Interest rate for loans over five years: 6. 15%
Provident fund loan
Interest rate for less than five years: 3.75%
More than five years: 4.25%
Attachment: Application Conditions for Personal Consumption Loan of Shanghai Pudong Development Bank:
1, a natural person who has reached the age of 18 (inclusive) and has full capacity for civil conduct, the maturity date of the loan is generally not more than 60 years old.