Ping An Life Insurance Loan is a policy loan launched by Ping An Bank. This is a loan service for customers with auto insurance and life insurance. Customers with life insurance apply for Ping An life insurance loans with their insurance policies. What are the conditions for Ping An life insurance loan?

Ping An Life Insurance Company of China insurance loan conditions

1 The applicant is between 23 and 55 years old and has full capacity for civil conduct;

(2) the applicant has a stable income, with an after-tax income of more than 4,000;

(three) living in the current place of residence for more than 6 months;

The applicant must be a policy holder and the policy has been in force for more than 6 months.

It should be noted that loans cannot be used for policies that do not generate policy value reserves, policies with premiums less than one year, policies with small cash value in accounts, policies that have been reduced and paid off, and policies that have expired. Only savings insurance policies can be used for loans, such as life insurance, dividend insurance, pension insurance and annuity insurance.