The rest depends on your situation. First of all, you must meet the current purchase restriction policy in Hangzhou and be qualified to buy a house in Hangzhou, and then consider whether you can use the provident fund loan.
Because you are registered in Hangzhou, it depends on the number of housing units owned by your family (husband and wife plus minor children). If you own more than 2 houses in Hangzhou, you can't buy a house. If you are eligible to buy a house in Hangzhou, you need to meet the following conditions: 1, no more than two houses in the place where the family-style provident fund is deposited and purchased (the third house cannot use provident fund loans), no more than two times of using the family-style provident fund (the family-style provident fund can only be used twice), and 3. The provident fund has been continuously deposited for more than six months before the loan is processed, which does not help or stop the situation! Only when the above three conditions are met can the provident fund loan be used.