1. The current loan amount has reached the upper limit.
Loans clearly stipulate that the number of loans used at the same time cannot exceed 50.
Solution:
After paying off several loans, you can naturally apply for a new loan after the quota is restored.
2. Due to overdue repayment, the line is frozen.
1) Failure to repay the loan on time within the prescribed time limit is overdue. It was submitted to Sesame Credit by the system and reported to the central bank for credit investigation, resulting in a decline in Sesame Score and damage to personal credit. So the system froze the quota and closed the account.
2) Alipay flowers, petty cash or other credit products related to sesame credit and access to central bank credit information are overdue, which indirectly affects the loan due to serious overdue circumstances.
Solution:
Pay off the overdue debts, then take the time to maintain credit, accumulate more good records, and then try to borrow money after the credit information is repaired.
3. The account is controlled by the wind.
Because of frequent equipment login, frequent modification of account information, etc., account risk rises, leading to system risk control.
Solution:
Wait patiently for the wind control of the system to end (the duration is about one or two branches a month), and then be careful to avoid such risky operations again.