If the mortgage is approved, just wait for the loan, and your credit loan will not affect the mortgage. Regardless of mortgage or credit loan, the bank will consider your asset-liability ratio. If you have more loans or debts to others, your loans (including credit loans) will not be approved.

Second, to apply for a mortgage, the bank requires that it be signed next week. Does that mean that the loan has been approved and is waiting for the loan?

To answer your question, please wait a moment to show your approval. If the information has not been submitted to the bank or the bank has not signed it, this time it is only pre-signed, indicating that it has entered the approval process. Begging me to apply for a second-hand house mortgage. All the documents are complete, and the bank has issued a piece of paper with a stamp on it. Is the bank sitting in the center, when the transfer is made, the bank has already issued a loan that meets the loan conditions, so it has passed and is waiting for the loan? The answer is right. As long as you sign in the bank, you wait for the loan center. When you transfer the ownership, the bank people meet the loan conditions, agree to the loan and wait for the loan, right? The answer is yes, yes, five more _ I'm going to apply for a second-hand house mortgage, all the documents are complete, and the bank has also issued a piece of paper agreeing to the loan with a stamp on it. Are you just waiting for a loan?

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When we went to the administrative center to transfer ownership, the bank issued a loan that met the loan conditions and agreed to lend. Is that passed, just waiting for the loan?

Before submitting the information to the bank for approval, it was approved. If the information has not been submitted to the bank or the bank has not signed it, this time it is only pre-signed, indicating that it has entered the approval process.

I signed it once at the bank. At the government affairs center, when I transferred the ownership, the bank people took a list, met the loan conditions, agreed to the loan, and then stamped the official seal of the bank, and approved it, waiting for the loan, right?

Yes, just sign in the bank and wait for the loan.

Third, to apply for a mortgage, the bank requires to sign it next week. Does this mean that the loan has been approved and is waiting for the loan?

It may be approved, but the loan is still early. The bank will not lend money until the property right is transferred to the buyer, the mortgage registration is completed and the documents are returned to the bank.

1. If the information has been submitted to the bank for approval before, it means that the approval has passed;

2. If the information has not been submitted to the bank before and the bank has not signed it, this time it is only pre-signed, indicating that it has entered the approval process.

Fourth, to apply for a mortgage, the bank requires to sign it next week. Does it mean that the loan has been approved and is waiting for the loan?

On the whole, yes. Signing the notice means that the first trial has passed, but it also depends on the final result. Some banks will read the credit information twice. Preliminary review, before the loan. Therefore, in order to ensure that there is no problem in lending, we must maintain good credit.