According to the report, the notice made it clear that the maximum loan ratio for self-use traditional power vehicles is 80%, and the maximum loan ratio for commercial traditional power vehicles is 70%; The maximum loan ratio for self-use new energy vehicles is 85%, and the maximum loan ratio for commercial new energy vehicles is 75%; The proportion of second-hand car loans is up to 70%.
In addition, the preferential purchase tax policy for passenger cars with displacement of 1.6 liters and below will expire at the end of the year. According to Article 5 of the Provisional Regulations of People's Republic of China (PRC) on Vehicle Purchase Tax, the vehicle purchase tax will be restored from 20 18 1 from the current 7.5% to 10%.
As for the purchase tax of new energy vehicles, according to the Announcement on Exemption of Vehicle Purchase Tax for New Energy Vehicles issued by the Ministry of Finance and other four ministries, the purchased new energy vehicles are exempted from vehicle purchase tax from 20 18 10 to 1 February to 3 1 year.