0.03%。 360 IOUs bear interest on a daily basis, with the lowest daily interest rate of 0.03%, that is, the loan 1 10,000 yuan, and the single-day interest rate is only in 0.3 yuan, and the converted annual interest rate is as low as 10.8%. The loan term can be 3/6/ 12 months, and the monthly interest rate will be reduced month by month. In addition to the withdrawal amount of 1%, common credit card withdrawals in the market also charge interest at the daily interest rate of 0.05%, and the annualized conversion rate is as high as 18%.