Maybe you should not only consider that your account is frozen, but also consider that this platform is usually related to your credit information. Long-term overdue credit reporting may be a mess, which will have a great impact on future loans to buy a house. You'd better check your credit information.

For those who fail to repay in full and on time, Eugene Pratt & Whitney Loan will charge them overdue management fees and penalty interest.

Daily overdue management fee and penalty interest = loan principal *0.05%. The overdue management fee and penalty interest shall be calculated from the overdue date until the borrower pays off the arrears.