1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle;

2, living and working in the city for a long time, to carry out business occupation and economic income;

3, motor vehicle registration certificate, driving license, purchase tax additional proof (this), car purchase invoice;

4. Insurance policy, travel tax and relevant tax payment certificates for imported vehicles;

5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers);

6. Other documents required by the Cooperation Organization.

Automobile mortgage handling process:

1. The lending bank or institution receives the information provided by the applicant.

2. Conduct home visits, investigate and evaluate the value of the applicant's vehicle.

3. The loan amount initially reserved by the lending bank or institution.

4. Handling entrustment notarization and loan notarization.

5 loan banks or institutions to accept the applicant's relevant documents.

6. Go through the mortgage registration formalities.

7. Bank or institutional loans.

Matters needing attention

1, most cars are mortgaged with a mortgage card instead of a car. That is to say, as long as you mortgage the relevant documents of your car to a lending institution, you can get a loan, and the car can be used as usual after installing GPS. Therefore, before making a mortgage, we must first understand whether the car mortgage has a mortgage, and try to avoid the institutions that want to mortgage the car.

2. automobile mortgage's funds are often used for short-term turnover. If you need a long-term loan, it is not applicable to borrow money with a car as collateral.

3. Because automobile mortgage often produces higher expenses, if you choose a vehicle mortgage loan with a long cycle, you can try to repay it in advance if there is prepayment.

4. When choosing institutions, borrowers should try to choose formal lending institutions. Such as banks and small loan companies in industrial and commercial registration. Only on this basis can we truly protect our legitimate rights and interests, and once disputes arise, the law can solve them.

Refer to the above? Baidu encyclopedia-automobile mortgage