What is CCB Quick E-Loan? How is interest calculated? For example
Quick Credit Loan (formerly "Quick e-Loan") is a full-process online self-service small loan product of China Construction Bank, which can be borrowed and repaid at any time, and repaid in installments with interest accruing over time. After successful application, the loan is immediately available and can be paid for online shopping, credit card payment, and cash withdrawal. Loan amount: 1,000 yuan (inclusive) to 200,000 yuan (inclusive). CCB will implement differentiated pricing of loan interest rates based on the specific circumstances of the customer, and the execution interest rate shall be based on the interest rate actually displayed when the customer applies. Please refer to the application page for the loan period.
(In case of business changes, please refer to the actual situation.) Is Quick Loan formal?
Quick Loan is provided by CCB to housing loan customers, financial asset customers and private banking customers. Online financing, as a bank credit loan product, has no doubt about its formality. At the same time, you can also analyze the formality of Quick Loan from two aspects:
1. Loan amount
The loan amount of Quick E-Loan is 1,000 yuan - 300,000 yuan
Rong e-loan loan amount is 50,000 yuan-5 million yuan
Pledge loan loan amount is 1,000 yuan-3 million yuan
Car e-loan loan amount is 1,000 yuan-500,000 yuan Yuan
The loan amount of Woedai is 1,000 yuan - 500,000 yuan
2. Loan interest rate
The loan interest rate of Quick Loan is determined by the borrower’s credit situation, Factors such as CCB's contribution will be comprehensively evaluated by the system. The specific interest rate shall be based on the actual interest rate displayed at the time of application.
The lowest interest rate for mortgage loans is 4.35
The interest rate for car e-loans is 4.35 for 1 year and 4.75 for 3 years. What kind of loan is China Construction Bank Quick Loan?
China Construction Bank Quick Loan is a loan that existing housing loan customers, financial asset customers and private banking customers of China Construction Bank can apply for, approve and grant certain loans online through personal online banking, Fang e-Tong, mobile banking, Shanrong Business and other channels. Personal loans. ***There are 4 types, namely fast e-loan, car e-loan, financial e-loan and pledge loan.
If you want to apply for a quick loan from China Construction Bank, you can go through:
1. Mobile banking contract users can log in to the latest version of mobile banking, and select Apply for a quick e-loan or pledge loan through the "Quick Loan" and "Pledge Loan" portal.
2. Online banking users can select the loan type according to their needs through the "Loan Service—Personal Quick Loan—Application" menu and click "Apply Now" to apply. In addition, click "Expand Loan Method Comparison" at the bottom right side of the page to view detailed information such as the conditions, processing procedures, payment methods, and repayment procedures of the corresponding loans. What is CCB Quick Loan? Get a loan by yourself in minutes!
What is CCB Quick Loan? "Quick Loan" is a full-process online self-service loan for CCB personal customers. Customers can complete the loan online through CCB's electronic channels, including real-time application, loan approval, contract signing, disbursement and repayment. Since all CCB quick loans are completed online, the application process and cycle will be relatively simple and fast. The processing methods are also very diverse, and can be handled by yourself through CCB mobile banking, online banking, and smart cash machines.
Who are the loan recipients of Quick Loan? The main loan targets of CCB Quick Loan are individual CCB customers with good credit. As long as they handle business with CCB (such as saving money, purchasing financial management, treasury bonds, funds, etc., loans, salary payment, etc.), they may obtain a quota and handle business. The more, the higher the amount.
What types of quick loans are there? CCB's quick loans are divided into five types: fast e-loans, financial e-loans, pledge loans, car e-loans and wo e-loans. Kuai e-loans: small credit loans with full online self-service operation. Rong e-dai: large consumer loans, online approval, offline signing. Pledge loan: Full-process online self-service pledge loan. Car e-loan: a full-process online self-service pure credit car loan. Wo e-dai: a small credit loan that can be operated online by specific customers throughout the entire process.