1, you are eligible to buy a house only after you have settled in 1 year and your social security or individual tax has reached 1 year (the settlement time should be 1 year at the same time).

2. You can only buy a house if you have settled for less than one year and have social security or tax payment for two years.

3. If the household registration book shows that the new talent policy has been settled (this article does not apply to those who have settled in the undergraduate course), the social security is eligible to buy a house in the state of payment (as long as the social security can be found, there is no time requirement).

Related information introduction:

Basic loan conditions:

1, with legal and valid identification.

2. At least 18 years old, and the age plus loan period shall not exceed 70 years old.

3. Have the ability to repay the loan principal and interest on time.

4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them.

5. The credit is good, the loans and credit cards under the names of the customers and their spouses are not overdue at present, and the credit records meet the product access requirements.

If you are applying for a first-hand real estate loan, you can first confirm with the developer whether there is a cooperative relationship with our bank. If so, you can directly contact the resident staff of the real estate and hand over the information to the staff. If not, it is generally necessary to contact the local personal loan department to provide personal information and purchased real estate before applying.