Over the years, lpr loan interest rate table lpr interest rate, the full name of loan market quotation, is based on the benchmark interest rate approved by the Central Bank of China and the benchmark interest rate and LPR determined by representative bidding banks according to the bank's loan interest rate to the most favorable customers. At present, LPR is divided into two kinds of interest rates: one-year interest rate and five-year interest rate. LPR has a high degree of marketization, which can well reflect the supply and demand of funds in the market. Using LPR to price loans is conducive to the marketization of market interest rates, thus improving the transmission of market interest rates to credit interest rates.

On the 20th day of each month (every holiday), each quotation bank will calculate the LPR with an integer multiple of 0.05%, and announce it at 9: 00 on that day, 15. According to the arithmetic average after excluding the highest quotation and the lowest quotation, the National Interbank Funding Center rounded up to the nearest integer multiple of 0.05% to calculate the LPR, and announced it at 9: 00 on the same day, 15. The public can borrow from the National Interbank Funding Center. At present, LPR is divided into two interest rates: one-year interest rate and five-year interest rate.

At present, LPR is divided into one-year and five-year periods. LPR has a high degree of marketization and can well reflect the relationship between supply and demand of market funds. Using LPR to price loans can promote the marketization of market interest rates, thus improving the transmission of market interest rates to credit interest rates.

20 19-2020 bank loan interest rate

Entrusted by the People's Bank of China, the central bank released the loan interest rate on April 20, 2020, in which the LPR for one year and five years and above was 3.85% and 4.65% respectively. The above LPR will take effect in the next issue of LPR.

Entrusted by the People's Bank of China, the central bank released the loan interest rate on March 20th, 2020, in which the one-year LPR and five-year interest rate were 4.05% and 4.75% respectively. The above LPR will take effect in the next issue of LPR.

Entrusted by the People's Bank of China, the central bank released the loan interest rate on February 20th, 2020, in which 1 year LPR and 5-year LPR were 4.05% and 4.75% respectively. The above LPR will take effect in the next issue of LPR.

Entrusted by the People's Bank of China, the central bank issued the loan interest rate of 65,438+on October 20th, 2020, that is, the LPR of 1 year and over 5 years is 4. 15% and 4.8% respectively. The above LPR will take effect in the next issue of LPR.

The above is the answer to the lpr loan interest rate table over the years. I hope the above content is helpful to you.