Legal analysis: after the real estate loan is paid off, you can go to the lending institution to handle the house ownership certificate and the loan settlement certificate. Cancel the mortgage in the real estate trading center of the district or county where the real estate is located; When handling the mortgage cancellation business, I need to fill in the mortgage cancellation application form, provide the loan settlement certificate from the lending institution to the borrower, and the house ownership certificate or mortgage certificate that I need to provide; Go to the real estate bureau to handle the mortgage cancellation procedures; Take other warrants to the Housing Authority where the house is located for cancellation of registration, and the Housing Authority will stamp all the warrants.

Legal basis: Article 210 of the Civil Code of People's Republic of China (PRC) stipulates that the registration of real estate shall be handled by the registration agency where the real estate is located.

The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.