1, stable income source and good credit record. Banks will evaluate it through credit reports and credit records. If you have a good credit record and a stable source of income, then your application is more likely to be approved. If you apply for too many times, you are advised to check your big data and know your credit status, so as not to affect your next application. You can check your big data in "Kingfisher Data" to provide accurate information for debtors, those who apply for too many online loans, loan users and platform risk control personnel.

2. The down payment is enough. Usually, the down payment ratio of bank loans is between 20% and 30%. If the house price is too high, the down payment will increase accordingly. Therefore, having enough down payment is the basic condition for buying a house in a different place.

3. Have sufficient repayment ability. The bank will determine your repayment ability according to your credit history, credit history, monthly income and other factors. If your repayment ability is insufficient, the bank has reason to refuse your loan application.

In short, buying a house with commercial loans in different places requires a stable source of income, a good credit record and sufficient down payment and repayment ability. If all the above conditions are met, you can apply for a loan from the bank.