CCB has a car owner's credit card, but there is an annual fee of 200, and the amount is also determined according to the value of the car.

Credit cards are generally fixed, and state-owned banks are not so easy to handle, especially the Agricultural Bank of China is not a civil servant or an employee of state-owned enterprises; Guangfa, Pufa and CITIC should be easier to handle; CITIC Bank used to deposit 50W there for three months to get a credit card with a limit of 10W.

That's all I know. I hope I can help you.