In the development of more than ten years, Dandong Bank has always adhered to the business purpose of "steady operation, serving customers, pursuing high quality and developing characteristics", followed the market positioning of "based on local conditions, serving citizens and supporting small and medium-sized enterprises", helped the local economy in the same boat and developed together, trusted and benefited from the general public, and cooperated side by side with small and medium-sized enterprises. It has successively won the honorary titles of "Civilized Enterprise in Dandong City", "Advanced Collective in Dandong City", "Top 50 Enterprises with Social Contribution in Dandong City", "Top 50 Enterprises with Tax Payment by Law in Dandong City", "Advanced Unit of Financial Services for Small Enterprises" and "Special Contribution Award for Financial Services to Local Economic Development".
By the end of September, 20 10, Dandong Bank had 1072 employees, including 16 departments, 12 tier-one branches, 36 tier-two branches and 48 outlets. The total assets of the whole bank are 65.438+05.5 billion yuan, which is 654.38+065.438+0 times of that at the beginning of its establishment; The balance of various deposits was 65.438+0.44 billion yuan, accounting for 654.38+06% of the city's deposit market share, and the deposit stock and the current year's increment ranked first in the city for many years; The loan balance is 8 billion yuan, which is 1 1 times that at the beginning of its establishment; The NPL ratio was 0.90%, which was 64. 1 percentage point lower than that at the beginning of its establishment. Realized profit 1.6 1 100 million yuan; The paid-in capital is 647 million yuan, the net capital is 65.438+0.34 billion yuan, and the capital adequacy ratio is 65.438+07.34%.
With the gradual growth of financial strength, Dandong Bank takes the promotion of local economic development as its own responsibility, focuses on serving small and medium-sized enterprises, gives full play to its flexible, fast and efficient institutional advantages, and continuously increases its support for local economic construction. More than 30 billion yuan of loans have been granted to support more than 3,000 small and medium-sized enterprises, which has effectively promoted the development of small and medium-sized enterprises in Dandong, and is improving urban infrastructure, accelerating the transformation of state-owned enterprises, supporting the individual economy and promoting the re-employment of the labor force.
At the same time, in order to serve the general public, Dandong Bank is actively committed to business innovation, and has successively launched such businesses as universal deposit and withdrawal, parallel card discount, telephone banking, collection of water charges, electricity charges, telephone charges, payment of fixed taxes, payment of social endowment insurance, payment of medical insurance benefits, and payment of wages. , gradually realized the function of "Ginkgo Card" payment card, effectively promoted the rapid development of intermediary business and facilitated people's daily life.
Looking forward to the future, Dandong Bank will rely on the renamed Dongfeng, base itself on Dandong, look at the inside and outside of the province, and realize cross-regional operation as soon as possible; Further accelerate the transformation of business model and management model, and strive to build Dandong Bank into a modern joint-stock commercial bank with standardized governance, sufficient capital, strict internal control, customer trust, outstanding characteristics and excellent performance.