Year: matching principal and interest: the monthly repayment amount of principal and interest is: 26 17.78 yuan, and the total repayment amount is:

628,267.2 yuan, * * * Interest payable:

228267.2 yuan. The interest paid in the first month is 1633.33, and the principal paid in the first month is 984.45; The interest paid in the second month is 1629.32 and the principal paid in the second month is 988.46.

The total loan amount is 400,000 yuan, the current annual interest rate is 4.90%, and the loan period is 30 years.

Year: matching principal and interest: the monthly repayment amount of principal and interest is 2 122.95438+0 yuan, and the total repayment amount is:

764,247.6 yuan, * * * Interest payable:

364247.6 yuan. The interest paid in the first month is 1633.33, and the principal paid in the first month is 489.58; The interest paid in the second month is 163 1.34 and the principal paid in the second month is 49 1.57.