1. Only the business hall of the bank works normally on Saturday and Sunday;
2. The company's business is suspended;
3. Account managers, accountants and other management personnel are not on duty;
4. If you need to apply for loan business, you need to go to the bank to apply for loan business during working hours on weekdays.
The business hours of domestic banks are basically the same:
1. Personal affairs: every Monday to Sunday from 9:00 am to 7: 00 pm/kloc-0.
2. Company business: Monday to Friday, 9:00- 12:00 at noon and 13:00- 17:00 in the afternoon.
3. In case of national holidays, the time will be adjusted accordingly, and the specific bank will inform you separately; If the wire transfer deadline is set, the business will be stopped within half an hour after work in the afternoon.
Loan procedures:
1, loan application;
2. Credit rating evaluation. The bank evaluates the borrower's credit rating;
3. Loan survey. Banks should investigate the legitimacy, safety and profitability of borrowers;
4. Loan approval. Banks approve loans in accordance with the loan management system that separates loan approval from grading approval;
5. The bank signs a loan contract with the borrower;
6. Loan issuance. Banks should issue loans on schedule in accordance with the loan contract;
7. Post-loan inspection: the bank conducts follow-up investigation and inspection on the borrower's performance of the loan contract and the borrower's operation;
8. Repayment: When the loan expires, the borrower shall repay the loan principal and interest in full and on time. If extension is required, the borrower shall apply to the bank for extension before the loan expires. The bank decides whether to issue loans.