College student loans require: the original "Application Form" signed by the borrowing student, the original application form for identifying students in need, the admission notice, the original ID cards of the borrowing student and *** and the borrower, Original household registration book.

1. Student loan application steps

1. Enter "China Development Bank Student Loan Information Network" in the browser search engine and select "Student Online Service System (Students' Place of Origin)" , fill in all information, export and print the "Application Form".

2. Print the ID cards and admission notices of you and ***’s lender.

3. Take the "Application Form" to the village committee for stamping.

4. Together with *** and the lender, bring your ID card + copy, admission letter + copy, household registration booklet, and "Application Form" to the student loan processing center (usually at the Education Bureau) for processing formalities.

2. Student loan renewal

After the outbreak of the epidemic in January 2020, loan renewal can be signed online. On the official website, click Renew Loan and fill in the information according to the process. It is very simple.

3. How to repay student loans

1. Apply for early repayment on the official website of China Development Bank student loans.

2. In the contract details, there is the Alipay account + password designated for the loan. Log in to the account with your mobile phone and search for the "China Development Bank Student Loan" applet.

Classification of college student loans

1. National student loans

National student loans are government-led, fiscal interest subsidies, finance and colleges and universities** *A certain amount of risk compensation will be given to the bank. A bank loan jointly operated by banks, education administration departments and university governments to specifically help students from poor families in universities.

Students who borrow money do not need to apply for loan guarantee or mortgage, but they need to promise to repay the loan on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses while in school, and are repaid in installments after graduation.

2. Student loans with credit in the place of origin

Student loans with credit in the place of origin refer to the loans issued by financial institutions such as China Development Bank to qualified students. Credit student loans from the student's place of origin are credit loans and do not require guarantees or mortgages. Students and parents (or other legal guardians) are the same borrowers, and both parties bear the responsibility for repayment.

3. General commercial student loans

Commercial student loans are commercial loans issued by lending banks to students, immediate family members or legal guardians who are receiving non-compulsory education. , the loan can only be used for students’ tuition and fees, living expenses and other study-related expenses.