With the popularization of advanced consumption consciousness and the increase of borrowing channels, most people will choose to use loans to solve the problem now. Among these people, office workers are more popular. After all, they have a stable source of work income, and the risk is relatively small. A user asked, what are the conditions for office workers to borrow 6.5438+10,000 yuan? Let's talk about it briefly.

1. What are the requirements for a loan of 654.38 million yuan for office workers?

1, punch-in journal: journal, as a crucial item in loan information, must be provided. Generally speaking, anyone with a monthly salary of more than 3,000 yuan can apply. Of course, in order to reach the quota of 654.38 million, the higher the monthly income, the closer the approved quota will be. If personal income is insufficient, married people can also provide running water for their spouses.

2. Social security or provident fund: According to the requirements, enterprises need to pay social security and provident fund for office workers, not only welfare, but also loan turnover. Many banks or lending institutions have social security loans or provident fund loans. Generally speaking, those who have paid social security for six months or more or whose monthly deposit base of provident fund is above 320 yuan can apply. If the payment period is long and the payment base is large, you can borrow 654.38+10,000 yuan.

2. What is the loan fee?

If the user applies directly to the bank, there is no need to pay any fees. If the user has used the intermediary platform to apply, there will be a service fee, which is about 3- 10.

The above is about "what are the conditions for office workers to borrow 654.38 million yuan?" The answer, I hope to help everyone. Generally speaking, you can apply for punch card salary, social security and provident fund, and the specific amount can be decided according to the comprehensive qualification of users.