Question 1: Is Huaxia Life Insurance reliable? Insurance companies are reliable, and insurance products are also reliable. People think that insurance is unreliable mainly because salespeople only talk about advantages during the insurance sales process. Not talking about the shortcomings has caused some people to feel that they were deceived after buying it. It is recommended that when buying insurance, you must read the contract terms clearly before purchasing. Hope it helps you
Question 2: Is Huaxia Life Insurance reliable? 1. Insurance companies are all regulated and theoretically reliable. Usually people feel cheated when buying insurance because the scope of insurance protection and product information are not clear when purchasing insurance, resulting in inability to receive compensation smoothly when an accident occurs. Before purchasing insurance, you should confirm whether the product meets your personal needs and choose rationally. Nowadays, relevant information about the products of various companies can be found online. You can compare and learn more.
Question 3: Is Huaxia Insurance reliable? How many people can understand the insurance contract which is like a book written in heaven? Some people have bought insurance for several years without even looking at the contract, and then they just listened to them and lied to them! When I was in danger and the insurance company refused to pay the claim, I realized that the insurance was a scam! In the salesman's dictionary there is no fraud, only misdirection. Currently, there are more than two million insurance practitioners and more than 10 million former insurance company salesmen across the country who are flouting national laws, deceiving and cheating customers. Isn’t this a national crisis? (I am here to remind everyone that when you buy insurance, it is best to prepare a camera to collect evidence for future litigation.)
Those who want to get money from the insurance company end up being tricked by the insurance. ! Commercial insurance is what you consume, and the insurance company serves you. It makes money from you, not distributes it to you. You can’t get the original meaning of the insurance wrong, or you will be deceived!
This insurance contains more deception and deception, leaving people with more sadness and unreliability!
There is a saying: Prevent fire, theft, and kidnapping, and kill all those who sell insurance. It can be seen that when the insurance industry first started in China, it used many deceptive methods that ordinary people could not understand, which led to huge obstacles in the current insurance industry! Why do banks offer simple interest, while insurance offers compound interest? Let’s ask, why can’t insurance’s compound interest beat the bank’s simple interest? If the insurance industry does not finally provide protection in the future, it means fighting with banks for financial management dividends, which will only lead to death.
Any salesman who talks about insurance and financial management bonuses, you can immediately pick up the tea cup and see the customer off! Buying insurance means you are spending money on unpredictable risks in the future. It is consumption, not making money. Remember! Remember!
Insurance companies hold meetings every day (the so-called morning meetings of insurance companies) to talk about some tricks to deceive people, that is, how much this dividend will be over decades, and how much that dividend will be over decades, oops, you will Looking at so many numbers will make you jealous. In fact, insurance is very simple if you understand it. That is, when the insurance is in danger, you will look at your "guarantee". If you are not in danger, you will look at the "cash value" of your policy. No matter how many years it is, you will still look at the "cash value", so you understand these two Numbers, you will not be deceived by insurance sellers, and those dazzling numbers he talks about will not fool you into being deceived.
Finally, I would like to warn everyone not to buy insurance if you do not understand the insurance contract (regardless of whether the salesperson is your relative or friend, they have been brainwashed). When you understand the insurance contract, you will still Buy insurance?
Question 4: Is Huaxia Insurance Company reliable? When identifying regular loan companies, you should pay attention to the following points:
1. Unsecured loan scammers often pretend to be "big companies" The banner of "national business" even uses the names of some banks, well-known small loan companies, financing platforms, etc. to confuse borrowers and gain their trust. Some loan scammers use the name of a company, but do not have an office address, or even provide a business license and ID card. In this case, you can ask the industrial and commercial department to verify the authenticity.
2. The more you claim that the threshold is low, the lending speed is fast, and the interest rates are extremely reasonable, the more attention and precautions you need to take. In addition, loan scammers often only leave mobile phone numbers, QQ and other information, but generally do not leave landline numbers and addresses. If they do, they can also verify their authenticity based on inquiries.
3. Borrowers are often required to transfer deposits, handling fees, first month's interest and other nominal sums in advance, and then contact the borrower after the payment has been made. The other party has already "sneaked away" and is unable to Get in touch again.
This type of "loan" behavior usually does not sign any legal or formal contract before transferring money. The borrower is required to pay a certain fee first by just relying on a few words of chat on the Internet.
You must be aware of security precautions. If you encounter a scammer, you should call the police as soon as possible***.
Question 5: Is Huaxia Life Insurance reliable? How reliable is Huaxia Life Insurance? Universal insurance includes universal insurance from all insurance companies. The payment fee is divided into two parts: regular payment and follow-up payment. There is a certain amount for the post-payment part. Proportional rewards are paid for life, there is no such thing as 3 years or 10 years. The minimum guaranteed annual interest rate is only a reference data, and everything is subject to actual profits. Critical illness is appended to the main insurance. Let’s talk more about universal insurance. Universal insurance has been a hot topic in various media. Is universal insurance really universal? Is it really what it says? Does it mean that insurance premiums are flexible and can be paid for three to five years? But there is no such thing about insurance. Why? In other words, if the payment is flexible, it is not considered insurance, but should be called depositing money. During the survival period of the bank, you can deposit as long as you want, and if you don’t want to, you can’t. If you want to, you can deposit for three years. If you want to, you can deposit for three years. Saving for five years is called flexibility. I believe you also know that there is no free lunch in today's society. I’ve also heard of freedom of receipt. For example: if you deposit in a bank for five years, of course you have the right to withdraw it in advance. This is called freedom of receipt. However, your interest can only be calculated according to the current interest rate. This is what I bear. loss. Receiving insurance is completely different from banking. Universal insurance, if you have a lot of money, you can consider it; if not, it is recommended to be cautious, otherwise you will end up saying that "insurance is a lie". Here, I know that in this industry, everyone has three recognized sayings, which are: "The brand lies in life insurance", "Ping An's talents" and "Xinhua's products". Regarding the insurance principles, you need to pay attention to the following: (1) Buy insurance first Buying medical and health care will ensure that customers have everything. (2) When buying insurance, be careful with your words and pay attention to the contract. Life insurance is generally a lifelong contract. If you buy it, it will lead to lifelong happiness, otherwise it will have a great impact. (3) Insurance products need to have the function of maintaining and increasing value. Nowadays, living standards are increasing day by day, and they must be able to curb inflation. In fact, there are still many things that need to be paid attention to. Be sure to pay attention to every detail. I hope the above can be helpful to you.
Question 6: Is China Life Insurance really that unreliable? 10 points This is a participating insurance similar to regular savings, and there is no problem in preserving the principal upon maturity. Dividends are related to the operating profits of insurance companies.
To collect the money when due, you have to go through the formalities with the insurance company and have nothing to do with the bank. It's just that the insurance company transfers the money to the bank, and you withdraw it from the bank.
Question 7: I bought Huaxia Life Insurance. Is it reliable? Insurance will not lie. It is guaranteed by the insurance company and the China Insurance Regulatory Commission.
When buying insurance, you must first read the policy clearly. Listen to the salesperson's purchase
Hope it helps you
Question 8: People around me are discussing Huaxia Life recently. Is Huaxia Life reliable? Insurance companies are all approved by the China Insurance Regulatory Commission. , and the basis for insurance claims is based on the policy terms. Finding reliable professionals and reasonable design is the key. No matter how good the product is, no matter how good the company is, if customers misunderstand or are even deceived because of the unprofessionalism of sales personnel, where is the protection of customer interests?
Question 9: Is China Life Reliable? Thank you. This question will definitely be considered seriously by many consumers who intend to purchase insurance products. Huaxia Life is a national, joint-stock life insurance company established with the approval of the China Insurance Regulatory Commission.
Question 10: Is Huaxia Insurance reliable? Is it reliable and safe to buy Huaxia Insurance? I am located in Qingdao, Shandong Province. According to industry insiders, Huaxia Life Insurance has been established in various insurance sales outlets such as China Construction Bank, Agricultural Bank of China and so on. After starting in 2008, By the peak period in 2009, the insurance business has continued to develop even now. But relatively speaking, not only China Life, but also many insurance companies such as China Life and Taikang Life, use banks to sell insurance. Every time a salesperson from these companies signs an insurance contract, the company they work for will pay for the maintenance of the bank's branch, including the bank's directors and operation tellers. Therefore, the bank does not care how the insurance company salesperson persuades customers to sign an insurance contract. Yes, Huaxia currently has a contract with annual deposits starting from 10,000 yuan. If the contract is paid in 5 years, it will cost 1,500 yuan to maintain the network. However, the guaranteed income provided by the insurance company to customers is 10,000 yuan in annual deposits and 5 years. 5,200 yuan is not available after 5 years as the salesman said, but after 10 years. The dividends are relatively unstable, and the interest is actually not that high, but it is only slightly higher than the bank's 2.25% interest. A little bit, but it is very insecure, and when signing an insurance contract, most salesmen do not give the insured a written insurance contract, but only issue a bank deposit certificate, which is equivalent to a deposit invoice. That’s it. Another inside story is that due to the fierce competition among insurance companies, the relative contract is not what the salesperson said. In fact, the contract ends in 5 years and the profit is received in 10 years. However, most of them are said to be a contract that ends in 3 years. The income will be collected in 5 years, and most of the insured persons will not be able to obtain the insurance contract from the insurance company, and will not be protected by insurance laws at that time. It is understood that most of these insurance company salesmen have the mentality of changing places after working for a few years. It has been proven to be a fraud. Banks sell various types of insurance. It is a deposit method with incomplete insurance certificates, not an insurance method. There are too many risks. Moreover, it must be considered that each insurance company absorbs such a large part. What exactly was done behind the scenes with the funds, and whether it was legal, is a question worth pondering. Once funds are illegally absorbed, it goes without saying that there is no insurance contract in hand, and even if there is, it will be useless by then.