yu ebao

be

wealth management products

; P2P is a personal loan business.

The reason for this is the following：

1, Alipay: Alipay is the largest third-party payment tool in China, not a wealth management platform or a wealth management product;

2. Yu 'ebao: Yu 'ebao is a wealth management product relying on Alipay, which is connected with Yu 'ebao Monetary Fund under Tian Hong Fund. Its characteristics are simple operation, low threshold, zero handling fee and ready to use. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet.

3. Yu 'ebao is

Ant financial

Its balance value-added services and liquidity management.

Service product

20 13 was launched in June. Belongs to AliPay.

4.P2P is the abbreviation of English person-to-person (or peer-to-peer), which means partner-to-partner. Also known as peer-to-peer network

Network loan

, is a private micro-lending model, which gathers small amounts of funds and lends them to people in need.

5.P2P is the product of Internet finance (ITFIN). It belongs to private microfinance, an online credit platform built with the help of Internet and mobile Internet technology, and related financial management behaviors and services.

Extended data

Internet finance is an organic combination of Internet technology and financial functions. Relying on big data and cloud computing, it is a functional financial format and its service system formed on the open Internet platform, including financial market system, financial service system, financial organization system, financial product system and Internet financial supervision system based on the Internet platform, and it has financial modes different from traditional finance, such as inclusive finance, platform finance, information finance and fragmented finance.

References:

Baidu baike

: Internet finance