First of all, it must be clear that the platform has the right to visit and verify the situation. But not in most cases, because the cost is higher. So if it's not too much, it's probably fake. But don't be afraid if you really get knocked at the door. Remember that we owe money, not life.

About overdue online loans:

The collection is reasonable and legal, and try to cooperate.

When you come to the door, you will usually be equipped with a recording pen, show your work permit and contract, and come in to talk to you with your consent, that's all.

And you can always record and video. If he doesn't agree, call the police immediately and remember that it is wrong for us to owe money, but the law will still protect our legitimate rights and interests.

The overdue online loan is a civil dispute, and it is a paper tiger that has nothing to do with law enforcement. Just ignore it, don't be influenced by emotions, work hard and make money.

Supplementary content:

Online lending, mbth is Internet lending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform.

It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.