Current location - Loan Platform Complete Network - Loan consultation - I work in Chongqing and pay from the housing provident fund every month 109. How much can I borrow to buy a house in Chongqing for three and a half years?
I work in Chongqing and pay from the housing provident fund every month 109. How much can I borrow to buy a house in Chongqing for three and a half years?
Monthly contribution: 109, unit contribution: 109, monthly contribution: 2 18, 3.5 years =42 months.

Balance =2 18x42=9 156

1, the loanable amount of housing provident fund funds in individual provident fund loans = the sum of the balance of the borrower's and spouse's housing provident fund accounts x25.

9156x25 = 228,900 yuan;

2. Loan amount of personal provident fund loan = sum of monthly income of borrower's family x50%x loan period (month)

= 2,000 x0.5x360 = 10,000 yuan (calculated by monthly income of 2,000 yuan)

Take the lower of the two results and get a loan of 229,000 yuan.