I booked a second-hand house, my parents paid the down payment, and I used the provident fund loan. I want to write the names of three people on the real estate license. Do all three people have to be present when applying for a loan? It depends-the borrower only needs your own signature when he arrives, but if your parents' names are on the real estate license (or sales contract), they must be present and sign the pledge letter (if you use this property as collateral, you must be present, if you use other mortgages, you don't have to be present).

You'd better consult the local housing provident fund management center for specific matters, because the loan requirements of provident fund centers all over the country are not completely consistent.

I have worked in our provident fund center for about 3 years. I hope my message can bring you some help. ......