(two) did not sign a loan contract in accordance with the provisions of these measures;

(3) colluding with the borrower to issue loans in violation of regulations;

(4) Allow the borrower to use the working capital loan for fixed assets investment, equity investment and fields and uses prohibited by the state from production and operation;

(five) beyond or disguised beyond the authority to approve loans;

(six) failing to manage and control the payment of loan funds in accordance with the provisions of these measures;

(seven) other circumstances that seriously violate the prudent operating rules stipulated in these measures.